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GET APPROVED TO BUY A HOME

Before you fall in love with the perfect home, it’s important to know exactly what you can afford—and that starts with getting pre-approved.

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With Mike McGee Real Estate, we connect buyers with trusted lenders who can help you get pre-approved quickly and confidently. Whether you're a first-time buyer or moving up to your next home, having your financing in place gives you a clear advantage in Utah’s competitive market.

WHY GET APPROVED FIRST?

  • Know Your Budget
    Pre-approval helps you understand exactly how much you can borrow and what your monthly payments will look like—so you can shop with confidence.

  • Stronger Offers
    Sellers take pre-approved buyers more seriously. In competitive situations, it can be the deciding factor between your offer and someone else’s.

  • Faster Closings
    With your financials already verified, the closing process moves faster and smoother.

  • Identify the Right Loan Programs
    A great lender will help you explore all your options, from conventional loans to FHA, VA, or first-time buyer programs.

WHAT YOU'LL NEED

Most lenders will ask for:

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  • Proof of income (pay stubs, W-2s, or tax returns)

  • Proof of assets (bank statements)

  • Good credit history

  • Valid ID and Social Security number

  • Employment verification

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Don’t worry—your lender will walk you through every step.

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